MANAJEMEN RISIKO SYARIAH SEBAGAI INSTRUMEN ETIS DALAM MENGHADAPI KETIDAKPASTIAN BISNIS MODERN
Keywords:
Manajemen Risiko Syariah, Ketidakpastian Bisnis, Etika Bisnis Islam, Risk Sharing, Keberlanjutan Usaha.Abstract
The development of modern business, characterized by globalization, digitalization, and rapid economic changes, has created various risks and uncertainties for business actors. This study aims to analyze the role of Islamic risk management as an ethical instrument in dealing with modern business uncertainty. The research employs a library research method by reviewing relevant literature sources. The findings indicate that Islamic risk management is based on the principles of justice, trustworthiness, transparency, and prudence, while avoiding elements of riba (usury), gharar (uncertainty), and maysir (gambling). The implementation of these principles contributes to maintaining business stability, enhancing public trust, and supporting business sustainability. Therefore, Islamic risk management serves as a relevant solution for addressing the challenges and uncertainties of modern business.
References
Abdi, M. N. 2023. Konstruksi Sharing Risk Skim Musyarakah Berbasis Al-Adl dalam Meningkatkan Kepercayaan Nasabah (Studi pada Bank BSI Cabang Makassar).
Alamsyah, Bunyamin, Khaeruni Aisya, dan Cucu Susilawati. 2024. "Mudharabah: Sharia-Based Financing Mechanism for Sustainable Economic Development." International Journal of Nuh: Law, Policy, and Human Behavior 1(1).
Darmawan. 2021. Manajemen Risiko Keuangan Syariah. Jakarta: Bumi Aksara.
Fatkhunnaja, Achmad Iqbal. 2025. "Manajemen Strategi dan Risiko sebagai Pilar Penguatan Lembaga Keuangan Syariah di Era Global." Maliki Interdisciplinary Journal.
Hanifa, A. 2023. "Rancangan Implementasi Manajemen Risiko Pada Tech-Startup (Studi Kasus PT XYZ)." Capital: Jurnal Ekonomi dan Manajemen 6(2).
Hasan, Teng Berlianty, Merry Tjoanda, Juanrico Alfaromona Sumarezs Titahelu, dan Mualimin Mochammad Sahid. 2025. "Reassessing Islamic Banking Supervision in Indonesia: A Contemporary Islamic and Socio-Legal Perspective on OJK's Integrated Model." MILRev: Metro Islamic Law Review 4(1).
Hasan, Zubair. 2015. "Risk Sharing Versus Risk Transfer in Islamic Finance: A Critical Appraisal." ISRA International Journal of Islamic Finance 7(1).
Hidayatullah, M. B. 2025. "Peran Digitalisasi dalam Meningkatkan Efektivitas Manajemen Risiko Lembaga Keuangan Syariah." Maliki Interdisciplinary Journal 3(12).
Khofifah, Demes Eka Putri, dan Muhammad Yazid. 2026. "Integrasi Prinsip Syariah dalam Kerangka Manajemen Risiko Lembaga Keuangan Syariah di Indonesia." Al-Idarah: Jurnal Manajemen dan Administrasi Islam.
Muqaffa, Dzaki. 2025. "Efektivitas Manajemen Risiko pada Perbankan Syariah dalam Menghadapi Ketidakpastian Ekonomi Global." Maliki Interdisciplinary Journal 3(8).
Otoritas Jasa Keuangan. 2025. "Siaran Pers: Komitmen OJK Meningkatkan Inklusi Keuangan Syariah, Gelar Puncak GERAK Syariah 2025." SP 56/GKPB/OJK/III/2025.
Oktaviani, Y., dan N. Huda. 2025. "Analisis Manajemen Risiko pada Bank Syariah: Implementasi dan Tantangan Risiko Syariah." Maliki Interdisciplinary Journal 2(1).
Rahmania, Afifah Dwy Rezky Razak, dan Ahmad Fauzan Jamal. 2025. "Penerapan Prinsip Larangan Maysir, Gharar, dan Riba dalam Bank Syariah." Al-Muqaranah: Jurnal Hukum dan Pemikiran Islam 3(2).
Sariyani, Ahmad Syani, dan Nur Fatimah. 2025. "Urgensi Hadist Dalam Pengelolaan Risiko Ekonomi Syariah." Jurnal Sains Student Research 3(5).
Syam, Diah Suryani. 2024. "Manajemen Kepatuhan Syariah (Sharia Compliance) dalam Perspektif Hukum Ekonomi Syariah." AL-IKHTISAR: The Renewal of Islamic Economic Law 5(2).
Zed, Mestika. 2014. Metode Penelitian Kepustakaan. Jakarta: Yayasan Pustaka Obor Indonesia.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Journal of Islamic Economics and Business Review (JIEBR)

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

