LITERASI KEUANGAN MEMEDIASI PENGARUH PENDAPATAN, RETURN DAN RISIKO TERHADAP KEPUTUSAN INVESTASI  PADA MAHASISWA (Studi Pada Mahasiswa yang Berinvestasi di Galeri Investasi  UIN Suska Riau, Universitas Riau dan Universitas Muhammadiyah Riau)

NANDA SURYADI; ARIE  YUSNELLY; YOLANDA SEPTI RAHAYU

doi:10.32520/jak.v12i2.3035

NANDA SURYADI UIN Sultan Syarif Kasim Riau
ARIE YUSNELLY Universitas Islam Riau
YOLANDA SEPTI RAHAYU UIN Sultan Syarif Kasim Riau

DOI: https://doi.org/10.32520/jak.v12i2.3035

Keywords: Keputusan Investasi, Literasi Keuangan, Mahasiswa, Pendapatan, Return, Risiko

Abstract

This study aims to see the effect of income, return, risk and financial literacy on investment decisions in students (Study on Students Investing in UIN Suska Riau Investment Gallery, UNRI Investment Gallery, and UMRI Investment Gallery with financial literacy as a mediating variable. This type of research is quantitative research. The data collection method uses a questionnaire. The population in this study amounted to 2312 students. The sampling technique used probability sampling technique by means of simple random sampling with a sample of 200 respondents. The results of this study indicate that income has a significant effect on investment decisions in students; return has a significant effect on investment decisions in students; risk has a significant effect on investment decisions in students; financial literacy has a significant effect on investment decisions in students; income has significant effect on financial literacy; financial literacy can mediate income on investment decisions in students.