“ISLAMIC FINANCIAL ECOSYSTEM IN INDONESIA IN THE DIGITAL ERA: OPPORTUNITIES, CHALLENGES, AND DEVELOPMENT STRATEGIES”. Journal of Islamic Economics and Business Review (JIEBR) 2, no. 2 (November 1, 2026): 43–52. Accessed September 8, 2026. https://ejournal.unisi.ac.id/index.php/JIEBR/article/view/5461.