“ISLAMIC FINANCIAL ECOSYSTEM IN INDONESIA IN THE DIGITAL ERA: OPPORTUNITIES, CHALLENGES, AND DEVELOPMENT STRATEGIES” (2026) Journal of Islamic Economics and Business Review (JIEBR), 2(2), pp. 43–52. Available at: https://ejournal.unisi.ac.id/index.php/JIEBR/article/view/5461 (Accessed: 8 September 2026).