PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSETS PADA BANK UMUM YANG TERDAFTAR DI BEI TAHUN 2009-2016. JURNAL ANALISIS MANAJEMEN, [S. l.], v. 4, n. 1, p. 13–25, 2019. DOI: 10.32520/jam.v4i1.757. Disponível em: https://ejournal.unisi.ac.id/index.php/jam/article/view/757. Acesso em: 6 oct. 2026.