PENGARUH LDR, CAR, BOPO DAN NPL TERHADAP RETURN ON ASSETS (ROA)PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016-2018. JURNAL ANALISIS MANAJEMEN, [S. l.], v. 5, n. 2, p. 71–91, 2019. DOI: 10.32520/jam.v5i2.964. Disponível em: https://ejournal.unisi.ac.id/index.php/jam/article/view/964. Acesso em: 24 sep. 2026.