DETERMINAN KINERJA KEUANGAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI)
Abstract
Determinant of Financial Performance on Banking Companies Listed In Indonesia Stock Exchange (BEI).
This study aims to analyze the effect of LDR, CAR, NPL and BOPO on ROA at a Banking company listed on the Indonesia Stock Exchange. The population used in this study is a Banking company listed on the Indonesia Stock Exchange which provides the required data with a period of time research conducted during 3 years of observation that is 2013-2015 years. After passing the purposive sampling method , the sample that is suitable to be used in this research is 36 Companies listed on BEI.
The results of this study indicate that LDR, CAR, NPL and BOPO variables simultaneously have a positive and significant effect on ROA with coefisein value of 13.479 and sig value 0.00 <0.05. Partial test results indicate that LDR, CAR, and NPL variables have no significant effect on ROA seen from a significant level greater than α = 0.05 ie LDR of 0.932, CAR of 0.734 and NPL of 0.190. While for the variable BOPO partially have a negative effect on ROA with coefesien value of -0.816 with a significant level of 0.00 is smaller than α = 0.05. For the value of R2 (R square)of 0.666 or 66.6%, this shows that the percentage of variable contribution LDR, CAR, NPL and ROA to ROA dependent variable amounted to 66.6%. While the rest of 33.4% influenced by other variables outside this study.
